发布时间 : 星期日 文章新标准大英语4(unit1-6)课后答案及课文翻译更新完毕开始阅读3f6ce5004028915f814dc21c
4 Match the words in the box with their definitions. 1 the action or process of buying or selling something (transaction) 2 to some degree, but not completely or extremely (fairly)
3 a written or spoken statement in which someone says that they are not satisfied with something (complaint)
4 to inform someone officially about something (notify) 5 happy and satisfied with your life (contented)
6 information that makes people notice a person, product etc (publicity) 7 to fail to do something that would have been helpful or honest (omit)
8 very expensive, and therefore available only to people who have a lot of money (exclusive) 9 difficult or impossible to exist or do something without (indispensable) 10 to trick someone by behaving in a dishonest way (deceive)
5 Complete the paragraph with the correct form of the words in Activity 4. If you‘re going to study in the UK, a bank account is (1) indispensible. That‘s because for (2)
transactions involving large sums of money you need to pay by bank transfer, or by cheque. It‘s (3) fairly obvious you can‘t carry large amounts of cash around with you all the time. So you need to choose a bank. And that‘s not easy, because these days you hear more (4) complaints than
appreciation of the services they provide. They all spend a lot of money on (5) publicity trying to attract students, whom they see as an investment for their own future. Some of them offer (6) exclusive free gifts like designer T-shirts or stylish pens to secure your custom. But don‘t be (7)
deceived by these offers. A (8) contented customer is someone who knows they can rely on their bank to (9) notify them when conditions change, and not to (10) omit to tell them when interest rates on overdrafts or credit card repayments have been increased.
6 Replace the underlined words with the correct form of the words in the box. 1 My car is very inexpensive to run – it uses LPG instead of petrol. (economical)
2 When I saw Brian in his new sports car I felt a bit unhappy that he had something which I didn‘t have.(jealous)
3 Our relationship is not serious or deep; we just say hello to each other when we meet, and that‘s it.(superficial)
4 You‘re likely to have a lot of repayments to make if you go on spending like that. (liable) 5 I like this coffee. It has a rather different and easy-to-recognize taste. (distinctive)
6 We have exchanged a number of letters about the best way to pay back the debt. (correspondence) 7 The important thing is to exercise some self-control when using a credit card. (restraint) 8 It reminds me of that lovely story about the evil giant who turns out to be afraid of his own shadow.(delightful; wicked)
7 Answer the questions about the words and expressions. 1 If someone makes a pathetic excuse, is it (a) a good one, or (b) a bad one? 2 If you are prone to headaches, do you (a) often, or (b) seldom get them?
3 If you lure someone into doing something, do you (a) ask them directly, or (b) attract them, perhaps by deceiving them about it?
4 When you hug someone, do you (a) put your arms around their neck and shoulders, or (b) turn your back at them?
5 If you go into the red, have you (a) done something embarrassing, or (b) spent more money than you have on your bank account?
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6 Is an overdraft an agreed sum of money which the bank (a) allows you to spend when you have no money left in your account, or (b) gives you to open a new account?
7 If a doctor‘s fee is exorbitant, are they charging you (a) too much, or (b) too little? 8 If you go on a spending spree, do you buy (a) lots of things, or (b) only a few things? 9 If you yearn for something, do you desire it (a) strongly, or (b) sincerely?
Active reading (2)
The Key to Wedded Bliss? Money matters Background information
This is an article from The New York Times, September 10th, 2008. The writer is Tara Siegel Barnard, who is Personal Finance Reporter for the newspaper. She writes about the personal finance aspects of tax, online shopping, retirement, mortgages, unemployment and similar issues. Previously she was deputy manager editor for a personal finances website and was a news editor and reporter for Dow Jones.
In the title, ―wedded bliss‖ means the complete happiness of a marriage (the happiness after a wedding or marital bliss); ―money matters‖ is deliberately ambiguous to include ―is important‖ (it matters) and some things that are being discussed or dealt with and possibly ―substances‖ or ―situations‖. The passage quotes several experts in finance and mentions the company or institution where they work and sometimes indicates where this is located. Following American conventions, the names of different states within the US are abbreviated. Thus NJ is New Jersey and Md is Maryland, both on the East coast, and Tex is Texas. As these examples show, the abbreviations usually use the first letters or both the first and last letters. Other examples are CA for California, PA for Pennsylvania, VA for Virginia, NY for New York, Me for Maine, NMex for New Mexico, Ill for Illinois and Wis for Wisconsin. Culture points
L.J. Altfest & company is a highly-praised company based in New York which provides advice to people who want to make investments.
Owings Mills Md is a suburb of the city of Baltimore, in Maryland, US.
Pivot Point Advisors is an investment management company that gives advice about financial planning, based in Bellaire, Texas. They are a fee-only company. That is, they don‘t accept commissions on the investments they recommend.
Cash cushion refers to money which you have saved or set aside to protect you in case of something bad happens or emergencies.
Hedge funds are privately owned investment companies which offer investment possibilities for very wealthy individuals or professional investors (eg insurance companies or pension funds). Their
business generally depends on the skills of one or two investment managers rather than on the general economy or market conditions. People thought they could make a lot of money through hedge funds, but in 2008-2009 many collapsed because of unwise decisions
Language points
1 In fact, when it comes to finances, your marriage is likely to be your most valuable asset – or your largest liability. (Para 2)
Regarding money, your marriage is either the best thing that you have or something that causes the
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problems.
2 For centuries, marriages were arranged affairs, aligning families for economic or political purposes or simply pooling the resources of those scraping by. (Para 3)
In the past arranged marriages helped families in this difficult position because they could share resources so that the families could work together more effectively.
3 So much of what we want – or don’t want – out of life boils down to dollars and cents …(Para 4)
A lot of what we want from our life – or what we want to avoid - comes down to the main aspect or basic factor of money.
4 Having a supportive partner helps you professionally, which should trickle down to your mutual bottom line. (Para 16)
Having a partner who supports you helps you professionally; this should gradually affect your family finances.
5 Create a cash cushion, and live a lifestyle you can sustain. (Para 17)
You should have enough cash to protect you against any possible effects of something bad and have a lifestyle that you can maintain.
6 And when paring back, it’s essential that each person make sacrifices. (Para 21)
When you are reducing expenditures, it is essential that both people make sacrifices (not just one person reducing or giving things up, while the other one gives up nothing).
7 Think of it as dollar-cost averaging your marriage, where you make small investments over time. (Para 23)
In dollar-cost averaging, an investor puts in the same small amount (in dollars) at regular intervals whether the share price is high or low: Over time this means you pay less and have a better result than someone who only invests at what seems to be the best times. The implication is that paying regular attention to things (in this case money matters) brings a better result with less effort than waiting until you really need to act (eg when there are problems or emergencies): act regularly now, don‘t wait until retirement.
Reading and understanding 3 Work in pairs. Check (?) the advice which is given to couples. 1 Marry someone who isn‘t very interested in money.
Since all couples will need money and will need to make financial decisions, you need some interest in money yourself and so will your partner. Not taking any interest is a recipe for debt or disaster. 2 Don‘t spend too much time talking about money.
If you spend too much time talking about it, it is likely that you are not thinking efficiently about it. There are other topics to talk about!
√ 3 Agree on some common goals in life. √ 4 Agree on how much money to save.
√ 5 Run your home as if it were a business partnership.
6 Make sure the same person always looks after the finances.
If you do this, the other person will not feel involved, so important decisions or day-to-day knowledge of your finances will not belong to both of you.
√ 7 Get advice from a mediator if you disagree with your partner. √ 8 Keep some financial independence.
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9 Don‘t spend a lot of money going out together on dates.
It‘s OK to have a good time but don‘t spend extreme amounts of money on it: Be moderate and keep your life in balance.
4 Choose the best answer to the questions. 1 In the opinion of the writer, what makes someone lucky in marriage? (a) Being able to see and understand their partner‘s soul. (b) Finding someone who has the same ideas about money. (c) Having enough money to be able to save for the future. (d) Marrying someone who is wealthy.
2 According to the writer, why do most people today get married? (a) Because they are in love.
(b) Because they need the stability that marriage can provide. (c) Because marriage is a financial partnership. (d) Because of pressure from families.
3 What, according to Susan Reach Winters, are the major causes of divorce? (a) Sexual problems.
(b) Problems with children. (c) Financial problems. (d) All of these things.
4 What do experts advise couples to do before they get married? (a) To plan for their financial future. (b) To think about their career. (c) To discuss children. (d) To discuss health care.
5 What was the key to Jerry and Susan Ballard‘s financial planning? (a) They gradually increased the amount they saved every year. (b) They had regular meetings about how to spend their money. (c) They interrupted their savings only to make important purchases. (d) They made sure they saved regularly each year.
6 How did Marc B. Schindler help a couple in difficulty? (a) He persuaded the wife to stop buying clothes. (b) He persuaded the husband to stop eating out.
(c) He helped them to save more than a million dollars. (d) He made them see each other‘s point of view.
Dealing with unfamiliar words
5 Match the words in the box with their definitions. 1 a system of words, numbers or signs used for sending secret messages (code) 2 a senior manager in a business or other organization (executive) 3 a husband or wife (spouse)
4 rich and successful (prosperous) 5 a major benefit (asset)
6 felt or done in the same way by each of two or more people (mutual)
7 likely to have a good relationship because of being similar, or able to exist together (compatible)
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