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行并申请押汇，C银行查出单据中含有不符点，向受益人支付80%的单据金额，寄单给开证行，面函上没有说明自己议付，开证行收单后付款。请问C银行的支付行为不构成议付的原因是：
(A) 非相符交单 （B）非指定行融资 (C) 非全额押汇 （D）面函未标注已议付
Bank A issues a L/C which is available with bank B only by negotiation. Beneficiary presented the documents to Bank C and applied for their purchase of the bill. Finding the documents contain discrepancies, Bank C paid the beneficiary for 80% of the drawing amount. Then bank C sents documents to Bank A with covering letter not indicating that they had negotiated the documents. The issuing bank effected payment after receiving the documents. Please choose the reason why the financing of Bank C did not constitute “negotiation”________ （A）not complying presentation
（B）the bill not purchased by nominated bank （C）the financing not for full drawing amount
（D）the covering letter of Bank C presented to the issuing bank without showing the words “we have negotiated the documents……” 答案 AB
此题需注意指定行的定义和责任。“指定银行”对“相符交单”的作为是贯穿UCP600全文的要素，需要特别注意把握。 39、遇申请人提交的申请书中显示以下哪些作法，您作为开证行至少应向客户指出不宜采用________
(A) 将合同或订单作为信用证附件 （B）将形式发票作为信用证附件
(C) 单据中一项要求：正本验收单据一份由申请人签发，签字样本参看信用证附件1；附件1中列明申请人的授权签字，并加盖样本章； (D) 信用证的货物描述为“销售合同项下货物，合同号12345
(E) 单据中一项要求：受益人方银行出具保函正本一份，格式见附件2；附件2中列明保函格式，并加盖样本章。
When you, as the issuing bank, receive an application for issuance of L/C, which of following terms and conditions should be at least pointed out and remind the customer (applicant) of improper attempt? _________
（A）contract or purchase order as attachment to the L/C （B）proforma invoice as attachment to the L/C.
（C）one of required documents: Acceptance Certificate issued by the Applicant in one original, signature sample see attachment 1. Attachment 1 to this L/C shows the authorized signature of the applicant, with “SAMPLE” stamp.
（D）goods description under the L/C: goods under sales contract no.12345 （E）one of the required documents: Letter of Guarantee issued by Beneficiary?s Bank in one original, form see attachment 2. Attachment 2 to this L/C shows the form of L/G with “SAMPLE” stamp. 答案 AB
参见第4条。 40、哪些银行必须审核交单，并仅基于单据本身确定其是否在表面上构成相符交单?______
（A）保兑行 （B）开证行
（C）指定行 （D）按指定行事的指定行
Which bank must examine a presentation to determine, on the basis of the documents alone, whether or not the documents appear on their face to constitute a complying presentation? __________ (A) confirming bank (B) the issuing bank (C) nominated bank
(D) nominated bank acting on its nomination 答案 ABD 参见第14条。
41、开证行按UCP600的要求进行拒付后，下述哪些情况不须征得交单人同意就可退单___________
（A）拒付电发出后2个月，交单人对其中的不符点没有异议；
（B）拒付电中表明：开证行留存单据听候交单人的进一步指示（/HOLD/） （C）拒付电中表明：开证行留存单据直到其从申请人处接到放弃不符点的通知并同意接受该放弃，或其同意接受放弃前从交单人处收到进一步的指示（/NOTIFY/）
（D）拒付电中表明：银行将按之前从交单人处获得的指示处理（/PREVINST/） （E）拒付后申请人指示退单，并转来卖方要求退单EMAIL函件作为参照依据。
After giving qualified refusal as per the stipulation of UCP600, the issuing bank, under which conditions of following, may return documents to the presenter without obtaining agreement from the presenter___________
(A) 2 months later after dispatching his notice of refusal, presenter has no objection to the discrepancies mentioned in the notice.
(B) the notice of refusal states : the issuing bank is holding the documents pending further instructions from the presenter. （/HOLD/）
(C) the notice of refusal states: the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept it, or receives further instructions from the presenter prior to agreeing to accept a waiver.（/NOTIFY/） (D) the notice of refusal states: the bank is acting in accordance with instructions previously received from the presenter.（/PREVINST/）
(E) After the refusal, the applicant applies for the returning documents and provides a beneficiary?s EMAIL on request of returning documents. 答案 BC
参见第16条e款。拒付后自主退单是有条件的。
42、信用证要求汇票付款期限为从发运日开始30天。交单中1份汇票项下3份已装船提单，签发日期分别为：2007－8－8，2007－8－9，2007－8－10。汇票上关于付款期限的正确表述是___________ (A)“从2007年8月10日开始30天” (B) 2007年9月10日
(C) 汇票日起30天，汇票日为2007年8月10日 (D) 发运日起30天，汇票未注明实际发运日
(E) 发运日起30天，实际发运日为2007年8月8日
The credit calls for a draft at a tenor of 30 days from date of shipment. 3 sets of on board bill of lading presented under 1 draft. The date of issuance on the Bills of lading: 2007-8-8, 2007-8-9, 2007-8-10. Which statement on the draft for the maturity date is correct ________
A. “30 days from 10 Aug. 2007” B. “10 Sept. 2007”
C. “30 days date” with the draft dated 10 Aug. 2007
D. “30 days from shipment date” and the draft does not indicates the actual date of shipment
E. “30 days from date of shipment , the actual date of shipment : 8 Aug. 2007 答案 ABC
参见ISBP（681号）第43款f项。B选项注意了非工作日的顺延。
43、即使信用证没有明确要求也必须注明日期的单据包括 _______ (A) 汇票 (B) 发票 (C) 运输单据 (D) 保险单据
Which documents must be dated even if a credit does not expressly so require______ （A）drafts （B）invoice
（C）transport documents （D）insurance documents 答案 ACD
参见ISBP（681号）第13款。
44、如果提单抬头为“凭指示”，则该提单可以由 _________________ 背书 (A) 受益人 (B) 托运人
(C) 承运人或其具名代理人 (D) 托运人的代理
If a Bill of Lading is made out “to order”, it may be endorsed by ________. (A) beneficiary (B)shipper
(C) carrier or it?s named agent (D)one person for or on behalf of shipper 答案 BD
参见ISBP（681号）第102款。
45、如一港至港提单载有“预期船只”或类似的关于船名的限定语，已装船批注中必须注明_______
(A)发运日期 (B)装货港 (C)实际船名 (D)卸货港
If a port-to-port bill of lading contains the indication \qualification in relation to the name of the vessel, ____ are required to be indicate in the on board notation.
(A) the date of shipment (B) the port of loading (C) the name of the actual vessel (D) the port of discharge 答案 AC
参见第20条a-ii款，注意与a-iii款的要求相区别。
46、租船提单可以由以下__________________签署
(A)船长或其具名代理 (B)船东或其具名代理 (C)租船人或其具名代理 (D)大副或其具名代理 (E)承运人或其具名代理
A charter party bill of lading may appear to be signed by _________ (A) the master or a named agent for or on behalf of the master (B) the owner or a named agent for or on behalf of the owner
(C) the charterer or a named agent for or on behalf of the charterer (D) the mate or a named agent for or on behalf of the mate (E) the carrier or a named agent for or on behalf of carrier 答案 ABC 参见第22条a款
47、如果信用证要求提交租船合同提单，则下列表述正确的是 _____________ (A) 必须表明承运人名称
(B) 代理人代表船长签字时必须表明船长名称 (C) 代理人代表租船人签字时必须表明租船人名称
(D) 装货港可以显示为信用证规定的港口范围或地理区域 (E) 卸货港可以显示为信用证规定的港口范围或地理区域
If a Charter Party Bill of Lading is required by a credit, which statements are correct __________
(A) the Charter Party Bill of Lading must show the name of the carrier
(B) name of the master must be indicated when the Charter Party Bill of Lading is signed by an agent on behalf of the master
(C) name of the charterer must be indicated when the Charter Party Bill of Lading is signed by an agent on behalf of the charterer
(D) the Charter Party Bill of lading may show the range of ports or geographical area specified by the credit as the port of loading
(E) the Charter Party Bill of lading may show the range of ports or geographical area specified by the credit as the port of discharge 答案 CE